SECTION I

This section records the receipt of applications and notices to the Banking Department.   Applications and notices received by the Large Complex Banks, Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of receipt; applications and notices received by the Mortgage Banking Division are listed at the end of  Section I by type of application or notice.  THE WEEKLY BULLETIN CONSTITUTES THE ONLY WRITTEN NOTIFICATION OF THESE SUBMISSIONS THAT WILL BE ISSUED BY THE BANKING DEPARTMENT.  Any comment on, or objection to, any item contained in this Weekly Bulletin should be presented to the Banking Department within 10 calendar days of the date of this bulletin, unless a different time period is specified in the item.  More specifically, such comments or objections, including any that concern CRA-related applications, should be either  (a) delivered by mail or in person to The Secretary of the New York State Banking Board, One State Street, New York, New York 10004-1417 before the stated deadline or (b) transmitted by e-mail to BBSecretary@banking.state.ny.us. To view only those current and pending Section I applications and notices which are CRA-related, please click here.

SECTION II

This section records actions taken by the Superintendent of Banks and/or the Banking Board, and other information concerning the activities of the Banking Department.  Actions relating to institutions supervised by the Large Complex Banks, Foreign and Wholesale Banks, Community and Regional Banks and Licensed Financial Services Divisions are listed in order of date of action; actions relating to institutions supervised by the Mortgage Banking Division are listed at the end of Section II by type of action taken.

SECTION III

This section provides notification of the filing by federally-chartered institutions of applications for new branches to be located in New York received from Mr. Fred D. Finke, Deputy Comptroller, Northeastern District, 1114 Avenue of the Americas, Suite 3900, New York, NY  10036 and Ms. Karen M. Cervera, Corporate Activities, Office of Thrift Supervision, 10 Exchange Place, 18th Floor, Jersey City, NJ 07302.  Any comment or objection in relation to any application in Section III should be communicated immediately to the supervisor of the institution involved, with a copy furnished to this office.  This section is provided as a courtesy to New York State-regulated banking institutions; additional information relating to federally-chartered institutions is available in the Office of the Comptroller of the Currency’s Weekly Bulletin or its Website:  http://www.occ.treas.gov and via the Office of Thrift Supervision’s Website at:  http://www.ots.treas.gov.

GENERAL INFORMATION

Each item in the Weekly Bulletin is identified by a two-letter code indicating the type of institution and a three-letter code indicating the Banking Department Division which has supervisory responsibility for the institution.  The following is a list of the codes and their meanings:

Division Codes

LCB = Large Complex Banks Division
FWB = Foreign and Wholesale Banks Division
CRB = Community and Regional Banks Division
LFS = Licensed Financial Services Division
MBD = Mortgage Banking Division
CSD = Consumer Services Division

SECTION I

January 13, 2006 (LL-LFS) (SF-LFS)
WELLS FARGO FINANCIAL NEW YORK, INC.
800 Walnut Street, Des Moines, IA 50309

Notice received of the intention to merge Wells Fargo Financial Acceptance New York, Inc., a licensed sales finance company, into its affiliate, Wells Fargo Financial New York, Inc., a licensed lender. Wells Fargo Financial New York, Inc. has applied for sales finance company licenses for the former branches of Wells Fargo Financial Acceptance New York, Inc.

January 13, 2006 (TR-CRB)
MANUFACTURERS AND TRADERS TRUST COMPANY
One M&T Plaza, Buffalo, NY 14203

Notice of intention to close branch office at 2330 Maple Road, Town of Amherst, Erie County, NY 14221, received.

The comment period on this notice will expire February 21, 2006.

January 18, 2006 (SB-CRB)
GREATER BUFFALO SAVINGS BANK
2421 Main Street, Buffalo, NY 14214

Application dated January 9, 2006 for permission to open and occupy a branch office at 2090 George Urban Boulevard, Depew, Erie County, NY 14043, received.

January 18, 2006 (BK-CRB)
FIRST AMERICAN INTERNATIONAL BANK
5503 8th Avenue, Brooklyn, NY 11220

Application dated January 11, 2006 for permission to open and occupy a branch office at 86-03 Queens Boulevard (a/k/a 86-53 Broadway), Elmhurst, Borough of Queens, City of New York 11373, received.

January 18, 2006 (BK-CRB)
FIRST AMERICAN INTERNATIONAL BANK
5503 8th Avenue, Brooklyn, NY 11220

Application dated January 11, 2006 for permission to open and occupy a branch office at 107-50 Queens Boulevard, Forest Hills, Borough of Queens, City of New York 11375, received.

January 19, 2006 (FB- FWB)
CHOHUNG BANK
14, 1-ga, Namdaemun-ro, Jung-gu Seoul 100-757, Korea
SHINHAN BANK
120, 2-ka, Taepyung-ro, Chung-ku Seoul 100-102, Korea

Application, pursuant to Section 201 of the New York Banking Law to establish and maintain a branch office at 800 Third Avenue, Borough of Manhattan, City of New York 10022, received.

This application is filed in connection with the merger of Shinhan Bank with and into Chohung Bank, after which Chohung Bank, as the surviving bank, will operate under the name of Shinhan Bank. (Shinhan Bank currently maintains a branch at the above location.)

Certificate issued to engage in the business as a Mortgage Broker under Article 12-D of the New York State Banking Law:

January 12, 2006 (BR-MBD)
All Sources Funding Corp.
42-26 28th Street, 5th Floor, Long Island City, NY 11101

License issued to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law:

January 13, 2006 (MB-MBD)
Greenlight Financial Services Inc. D/B/A Greenlight Mortgage
8105 Irvine Center Drive, Suite 100, Irvine, CA 92618

January 13, 2006 (MB-MBD)
Equity Concepts, Inc.
40 Sharpe Drive, Cranston, RI 02920

License issued to engage in the business as a Mortgage Banker Branch under Article 12-D of the New York State Banking Law:

January 13, 2006 (MB-MBD)
Full Service Branch
Equity Concepts, Inc.
3415 West Chester Pike, Newtown Square, PA 19073

January 13, 2006 (MB-MBD)
Full Service Branch
Equity Concepts, Inc.
1540 Pontiac Avenue, Cranston, RI 02920

Application to engage in the business of a Mortgage Banker branch under Article 12-D of the New York State Banking Law withdrawn:

January 18, 2006 (MB-MBD)
Loan Solicitation Office
FBM, LLC
600 Old Country Road, Suite LL50, Garden City, NY 11530

Certificate to engage in the business of a Mortgage Broker surrendered with prejudice:

January 12, 2006 (BR-MBD)
Mortgage Market Resources Inc.
11 Park Place, Suite 910, New York, NY 10007
Effective Date: December 31, 2005

Certificate to engage in the business of a Mortgage Broker surrendered:

January 13, 2006 (BR-MBD)
Equity Concepts Inc.
40 Sharpe Drive, Cranston, RI 02920
Effective Date: January 13, 2006

Certificate to engage in the business of a Mortgage Broker Branch surrendered:

January 12, 2006 (BR-MBD)
Full Service Branch
Genesis National Mortgage Corp. U/A/N Metro Processing Center
70 West Red Oak Lane, White Plains, NY 10606
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Full Service Branch
Seby Inc.
135-15 37th Avenue, Flushing, NY 11367
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Loan Solicitation Office
I L M Cambridge, Ltd. U/A/N The Cambridge Company
3 Commercial Alley, Binghamton, NY 13901
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Loan Solicitation Office
Benjamin Adams Funding, Inc.
8340 Main Street, Williamsville, NY 14221
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Loan Solicitation Office
Greenstreet Financial Group, Inc.
280 N. Bedford Road, Suite 203, Mount Kisco, NY 10549
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Loan Solicitation Office
Mortgage U.S.A. In Lieu of True Name U.S.A. Mortgage Lenders, Inc.
75-34 Metropolitan Avenue, Middle Village, NY 11379
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Full Service Branch
MK Capital Resources, LLC DBA Renovate A Home Funding Group Additional DBA(S): The MK Home Mortgage Group
107 North Main Street, New City, NY 10956
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Loan Solicitation Office
Fidelity Financial Services In Lieu of True Name Fidelity Mortgage Services Inc
407 Lincoln Road, Suite 504, Miami Beach, FL 33139
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Loan Solicitation Office
Mortgage U.S.A. In Lieu of True Name U.S.A. Mortgage Lenders, Inc.
29-27 41st Avenue, 9th Floor, Long Island City, NY 11101
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Loan Solicitation Office
1st Security Money Centers, Inc.
1000 Palisades Center Drive, West Nyack, NY 10994
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Full Service Branch
DeMandeville Mortgage Company Inc.
14 Main Street, East Hampton, NY 11937
Effective Date: December 31, 2005

January 12, 2006 (BR-MBD)
Full Service Branch
JR Mortgages, Inc.
1689 Flatbush Avenue, Brooklyn, NY 11210
Effective Date: December 31, 2005

January 13, 2006 (BR-MBD)
Full Service Branch
Equity Concepts Inc.
3415 West Chester Pike, Newtown Square, PA 19073
Effective Date: January 13, 2006

January 13, 2006 (BR-MBD)
Full Service Branch
Equity Concepts Inc.
1540 Pontiac Avenue, Cranston, RI 02920
Effective Date: January 13, 2006

License to engage in the business of a Mortgage Banker Branch surrendered:

January 12, 2006 (MB-MBD)
Loan Solicitation Office
MortgageIT, Inc. DBA MIT Lending Additional DBA(S): IPI Skyscraper Mortgage
102 West 14th Street, Elmira Heights, NY 14903
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
The Funding Source, LLC
5110 West Genesee Street, Camillus, NY 13031
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
The Funding Source, LLC
7840 Oswego Road, Liverpool, NY 13090
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
The Funding Source, LLC
6866 East Genesee Street, Fayetteville, NY 13066
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
The Funding Source, LLC
401 North Main Street, North Syracuse, NY 13212
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
Premium Mortgage Corp. Additional DBA(S): Icon Funding Group
207 South Main Street, Canandaigua, NY 14424
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Full Service Branch
CTX Mortgage Company, LLC
105 Maxess Road, Suite 106, Melville, NY 11747
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Full Service Branch
Superior Home Mortgage In Lieu of True Name Superior Mortgage Corp.
5024 Campbell Boulevard, Suite J, Baltimore, MD 21236
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
Equity Now Inc.
2009 N. 14th Street, Suite 706, Arlington, VA 22201
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
The Funding Source, LLC
36 Franklin Street, Auburn, NY 13021
Effective Date: December 31, 2005

January 12, 2006 (MB-MBD)
Loan Solicitation Office
DSC I Company, LLC
67 Ash Street, Saratoga Springs, NY 12866
Effective Date: January 11, 2006

January 17, 2006 (MB-MBD)
Full Service Branch
Ameriquest Mortgage Company, Inc. U/A/N Ameriquest Mortgage Company
505 City Parkway West, 5th Floor, Orange, CA 92868
Effective Date: January 13, 2006

January 18, 2006 (MB-MBD)
Full Service Branch
AEGIS Lending Corporation D/B/A Amalgamated Mortgage
300 Corporate Parkway, Suite 118N, Amherst, NY 14226
Effective Date: January 11, 2006

January 18, 2006 (MB-MBD)
Full Service Branch
AEGIS Funding Corporation D/B/A Aegis Home Equity
25 Lovell Avenue, Ste. 6, Cranston, RI 02910
Effective Date: January 11, 2006

January 18, 2006 (MB-MBD)
Loan Solicitation Office
Sterling Empire Funding Associates Ltd.
245 Main Street, White Plains, NY 10601
Effective Date: January 18, 2006

Mortgage Banker License Name Changes:

January 13, 2006 (MB-MBD)
From:Premium Mortgage Corp.
To: Premium Mortgage Corp. Additional DBA(S): Icon Funding Group

January 18, 2006 (MB-MBD)
From:Homebridge Mortgage Bankers Corp. DBA Hometrust Mortgage Bankers
Additional DBA(s) Melrose Mortgage Bankers, Homebridge Mortgage Bankers
To: Homebridge Mortgage Bankers Corp. DBA Hometrust Mortgage Bankers, Additional DBA(S): Melrose Mortgage Bankers, Homebridge Mortgage Bankers, Refinance.com

Mortgage Broker Certificate Address Changes:

January 17, 2006 (BR-MBD)
Performance Residential Capital Corp.
From: 273 Conklin Street, Farmingdale, NY 11735
To: 847 Fulton Street, Farmingdale, NY 11735

The following offices of Mortgage Banking Institutions have converted:

January 18, 2006 (MB-MBD)
From: Loan Solicitation Office
To: Full Service Office
Countrywide Mortgage Ventures, LLC d/b/a Hudson Home Loans Additional DBA(S): Mobility Home Loans, Heritage Mortgage, CMV Home Loans, IHL Mortgage, Community Wide Mortgage
254 South Main Street, New City, NY 10956

Application approved pursuant to Section 594-b of the New York Banking Law and Part 410 of the Superintendent's Regulations for a control interest:

January 13, 2006 (MB-MBD)
Applicant(s)
Keith Everett Cullen
Nicole P. Zimmerman
To acquire interest in Precision Financial, Inc., 6800 Jericho Turnpike, Suite 206E, Syosset, NY 11791.

SECTION II

January 12, 2006 (BP-LFS)
INTELLIDEBT CORPORATION
9101 LBJ Freeway, Suite 470, Dallas, TX 75243

License was issued to engage in business as a budget planner.

January 17, 2006 (CC-LFS)
COLLEGE POINT CHECK CASHING INCORPORATED
18-30 College Point Boulevard, College Point, NY 11356

License issued in connection with the approval of an application to engage in business as a licensed casher of checks at 80-21 37 th Avenue, Jackson Heights, NY 11372.

January 17, 2006 (TM-LFS)
HSBC INTERNET PAYMENT SERVICES (USA) INC.
545 Washington Blvd., Jersey City, NJ 07310

Application for a license to engage in business as a transmitter of money, withdrawn as of January 13, 2006.

January 17, 2006 (FB-LCB)
UFJ BANK LIMITED
2-7-1,Marunouchi,Chiyoda-ku,Tokyo,Japan

Branch office license located at 55 East 52 nd Street, New York, NY surrendered on January 10, 2006.

The surrendering of license is in connection with the merger of UFJ Bank Limited with and into The Bank of Tokyo-Mitsubishi, Ltd.

January 17, 2006 (PB-LCB)
BROWN BROTHERS HARRIMAN & CO.
140 Broadway, New York, NY 10005

Verified Certificate to Continue Business as Private Bankers, filed for examination.

(These Private Bankers are already under the supervision of the Department. New Certificate submitted by reason of the proposed conversion of Ronald J. Hill from General Partner/Class 1 Limited Partner to Class 2 Limited Partner.)

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination:

January 12, 2006 (BR-MBD)
Applicant(s)
Kim Maria Ramlochan
As: Kim Ramlochan D/B/A West Indian Mortgage
80 Cuttermill Road, Suite 310, Great Neck, NY 11021

January 12, 2006 (BR-MBD)
Applicant(s)
Elke Pessin
As: Golden Standard Funding Inc.
12 Sands Point Road, Monsey, NY 10952-2113

January 12, 2006 (BR-MBD)
Applicant(s)
Thomas J. Russo
As: Coltrain Funding Group LLC
16 Court Street, Suite 1016, Brooklyn, NY 11241-0102

Application to engage in the business of a Mortgage Broker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:

From:
November 28, 2005 (BR-MBD)
Applicant(s)
As: David C. Douglas D/B/A Access Direct Mortgage
345 West 86th Street, Suite 511, New York, NY 10024-3113
To:
November 28, 2005 (BR-MBD)
Applicant(s)
David C. Douglas
As: David C. Douglas D/B/A Access Direct Mortgage
345 West 86th Street, Suite 511, New York, NY 10024-3113

January 12, 2006 (BR-MBD)
From: Applicant (s)
Luis Alberto Rodriguez
As: Platinum Select Mortgage Corporation
92 Atlantic Avenue, Freeport, NY 11520
To: Platinum Select Mortgage Corp.
92 Atlantic Avenue, Freeport, NY 11520

January 13, 2006 (BR-MBD)
From: Applicant(s)
Icyline Brown
As: Bright Tomorrow Funding Inc.
205-41 Linden Boulevard, St. Albans, NY 11412
To: Bright Tomorrow Funding Inc.
205-41 Linden Boulevard, 2-F, St. Albans, NY 11412

January 17, 2006 (BR-MBD)
From: Applicant(s)
Leonid Kershteyn
As: Modern Funding, LLC.
8701 Shore Road, #521, Brooklyn, NY 11209
To: Modern Funding, LLC.
1808 Jerome Avenue, Brooklyn, NY 11235-3621

January 18, 2006 (BR-MBD)
From: Applicant(s)
Kwan Sen Pang-Kok
As: iMortgage USA, Inc.
10 Brookfield Road, Valley Stream, NY 11581
To: iMortgage USA, Inc.
136-18 39th Avenue, Suite 1003, Flushing, NY 11354

Application to engage in the business of a Mortgage Banker under Article 12-D of the New York State Banking Law received for examination amended to read as follows:

January 18, 2006 (MB-MBD)
From: Applicant(s)
Erica A. Couteller
Brian S. Ofsie
Robert C. Jayne
As: FBM, LLC
591 Stewart Avenue, 5th & 6th Floors, Garden City, NY 11530
To: FBM, LLC
591 Stewart Avenue, 6th Floor, Garden City, NY 11530

Application to establish a Mortgage Broker's Branch received for examination:

January 17, 2006 (BR-MBD)
Loan Solicitation Office
Colonial Mortgage Corp. U/A/N First Allied Mortgage
162 Montague Street, Brooklyn, NY 11201

January 18, 2006 (BR-MBD)
Loan Solicitation Office
Mortgage Match Inc.
3575 State Route 55, Kauneonga Lake, NY 12749

January 18, 2006 (BR-MBD)
Full Service Branch
Empire Equity Group, Inc. DBA 1st Metropolitan Mortgage
2 Westwood Lane, Scotia, NY 12302

Application to establish a Mortgage Banker's Branch received for examination:

January 17, 2006 (MB-MBD)
Loan Solicitation Office
Provantage Funding Corporation
1521 Balltown Road, Niskayuna, NY 12309

January 17, 2006 (MB-MBD)
Full Service Branch
SMC Mortgage Company In Lieu of True Name Sunset Mortgage Company, LP
411 Theodore Fremd Avenue, 2nd Floor, Rye, NY 10580

January 17, 2006 (MB-MBD)
Full Service Branch
Countrywide Home Loans, Inc. DBA America's Wholesale Lender
680 Boston Post Road, Suite G, Milford, CT 06460

January 17, 2006 (MB-MBD)
Full Service Branch
Grand Pacific Mortgage Corp. D/B/A Hall of Fame Funding Additional DBA(S): Cornerstone Home Loans
225 Dolson Avenue, Unit 304A, Middletown, NY 10940

January 18, 2006 (MB-MBD)
Full Service Branch
SMI Mortgage In Lieu of True Name Saxon Mortgage, Inc.
2150 Joshua's Path, Suite 101, Hauppauge, NY 11788

January 18, 2006 (MB-MBD)
Full Service Branch
SMI Mortgage In Lieu of True Name Saxon Mortgage, Inc.
4718 Mercantile Drive North, Fort Worth, TX 76137

January 18, 2006 (MB-MBD)
Full Service Branch
Premium Capital Funding LLC D/B/A BLS Funding
1515 S. Federal Highway, Suite 212, Boca Raton, FL 33432

January 18, 2006 (MB-MBD)
Full Service Branch
U.S.A. Mortgage Bankers of America, Inc. In Lieu of true name Lincoln Mortgage
1249A Melville Road, Farmingdale, NY 11735

January 18, 2006 (MB-MBD)
Full Service Branch
Countrywide Home Loans, Inc. DBA America's Wholesale Lender
708 Centre Street, Jamaica, NY 02130

January 18, 2006 (MB-MBD)
Loan Solicitation Office
Countrywide Mortgage Ventures, LLC d/b/a Hudson Home Loans Additional DBA(S): Mobility Home Loans, Heritage Mortgage, CMV Home Loans, IHL Mortgage, Community Wide Mortgage
7509 N. Broadway, Red Hook, NY 12571

January 18, 2006 (MB-MBD)
Loan Solicitation Office
Countrywide Mortgage Ventures, LLC d/b/a Hudson Home Loans Additional DBA(S): Mobility Home Loans, Heritage Mortgage, CMV Home Loans, IHL Mortgage, Community Wide Mortgage
1485 Route 22, Brewster, NY 10509

January 18, 2006 (MB-MBD)
Full Service Branch
Grand Pacific Mortgage Corp. D/B/A Hall of Fame Funding Additional DBA(S): Cornerstone Home Loans
9A Wayne Avenue, Suffern, NY 10901

January 18, 2006 (MB-MBD)
Loan Solicitation Office
Countrywide Mortgage Ventures, LLC d/b/a Hudson Home Loans Additional DBA(S): Mobility Home Loans, Heritage Mortgage, CMV Home Loans, IHL Mortgage, Community Wide Mortgage
1131 Route 55, Lagrangeville, NY 12540

January 18, 2006 (MB-MBD)
Full Service Branch
Long Beach Mortgage Company, Inc. U/A/N Long Beach Mortgage Company
8100 SW 10th Street, Plantation, FL 33324

January 18, 2006 (MB-MBD)
Full Service Branch
FBM, LLC
591 Stewart Avenue, 5th Floor, Garden City, NY 11530

THERE WILL BE NO SECTION III THIS WEEK.