NYSBD - Research Reports

Reports and Publications

ANNUAL REPORTS TO THE GOVERNOR & LEGISLATURE
Annual Report	ATM Inspections	Wild Card
2008 Annual Report (PDF)	2009 ATM Inspection Report (PDF)	2008 Wild Card Report (PDF)
2007 Annual Report (PDF)	2008 ATM Inspection Report (PDF)	2007 Wild Card Report (PDF)
2006 Annual Report (PDF)	2007 ATM Inspection Report (PDF)	2006 Wild Card Report (PDF)
2005 AnnualReport (PDF)
2004 Annual Report (PDF)
2003 Annual Report (PDF)
2002 Annual Report
2001 Annual Report

Holocaust Claims Processing Office (HCPO)
2009 HCPO Annual Report (PDF)
2008 HCPO Annual Report (PDF)
2007 HCPO Annual Report (PDF)
2006 HCPO Annual Report (PDF)

Small Business Loans
2009 Small Business Loans (PDF)
2008 Small Business Loans (PDF)
2007 Small Business Loans (PDF)

ADDITIONAL REPORTS & PUBLICATIONS Congressional Oversight Panel
January 2010	Exiting TARP and Unwinding Its Impact on the Financial Markets (PDF)
December 2009	Taking Stock: What Has the Troubled Asset Relief Program Achieved? (PDF) Statement of Additional Views (PDF) by Superintendent of Banks Richard H. Neiman
November 2009	Guarantees and Contigent Payments in TARP and Related Programs (PDF)
October 2009	An Assessment of Foreclosure Mitigation Efforts After Six Months (PDF) Statement of Additional Views (PDF) by Superintendent of Banks Richard H. Neiman
September 2009	The Use of TARP Funds in Support of the Domestic Automotive Industry (PDF)
August 2009	The Continued Risk of Troubled Assets (PDF)
July 2009	Special Report: Farm Loan Restructuring (PDF)
July 2009	TARP Repayments, Including the Repurchase of Stock Warrants (PDF) Statement of Additional Views (PDF) by Superintendent of Banks Richard H. Neiman
June 2009	Stress Testing and Shoring Up Bank Capital (PDF)
May 2009	Reviving Lending to Small Businesses and Families and the Impact of the TALF (PDF)
April 2009	Assessing Treasury’s Strategy: Six Months of TARP (PDF) Statement of Additional Views (PDF) by Superintendent of Banks Richard H. Neiman and Senator John E. Sununu
March 2009	Foreclosure Crisis: Working Toward a Solution (PDF)
February 2009	Valuing Treasury's Acquisitions (PDF)
January 2009	Special Report on Regulatory Reform (PDF)
January 2009	Accountability for the Troubled Asset Relief Program (PDF)
December 2008	Questions About the $700 Billion Emergency Economic Stabilization Funds (PDF)

Governor's Interagency Task Force to Halt Abusive Lending Transactions (HALT)

December 2008

The Subprime Crisis: Delinquencies and Foreclosures Within New York State (PDF)

April 2008

The Subprime Crisis: Mortgage Data, Loan Programs and Consumer Outreach (PDF)

State Foreclosure Prevention Working Group: Analysis of Subprime Mortgage Servicing Performance
January 2010	Four Out of Ten Seriously Delinquent Borrowers Involved in Loss Mitigation Efforts (PDF)
September 2008	Foreclosure Prevention Efforts Declining (PDF)
April 2008	Foreclosure Prevention Efforts Not Keeping Pace With Trends (PDF)
February 2008	Mortgage Servicers' Loss Mitigation Performance (PDF)

The Banking Department's Statewide Economic Review
Spring 2008 (PDF)	Winter 2006 (PDF)	Winter 2005 (PDF)
Winter 2007 (PDF)	Autumn 2006 (PDF)	Third Quarter 2005 (PDF)
Autumn 2007 (PDF)	Summer 2006 (PDF)
Summer 2007 (PDF)	Spring 2006 (PDF)
Spring 2007 (PDF)

The Economy and Financial Services in New York
November 30, 2007	Check Cashing Industry Research Report and Recommendation to the Governor (PDF)
August 2006	Results from a Survey of New York State Licensed Money Transmitters (PDF) P. Nikolov
February 2006	Regional Economic Performance: The Role of Bank Branch and Deposit Trends (abstract) (PDF) S. MacDonald
December 2005	Deposit Growth in New York Bank Branches, 2000 - 2005 (PDF) N. Murray
February 2005	NSF and Overdraft Fees in New York State: The Impact of Bank Characteristics and Changes in Retail Payments (abstract) (PDF) D. Bareeva and K. Wyatt

Banking and Financial Institution Policy
February 2007	The Standardized Approach in the U.S.: Credit Risk Mitigation and other Options K. Wyatt (summary) (PDF)
May 2006	Basel IA Capital Proposal Survey C. Brockwell and K. Wyatt (summary) (PDF)
December 2004	Implementation of Basel II Capital Requirements by Foreign Banking Institution Branches and Agencies in New York State P. Nikolov (abstract) (PDF)
October 2004	CP3's Standardized Approach for Credit Risk and Current Capital Requirements K. Wyatt (abstract) (PDF)
May 2003	Basel II’s New Standardized Approach: Possible Effects of Implementation K. Wyatt (abstract) (PDF)

Holocaust Claims Processing Office Publications

May 2005

Best Practices in Holocaust Era Claims Restitution
C. Lillie

January 2004

New York State’s Approach to Resolving Holocaust-era Art Claims
M. Dugot

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