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Washington Mutual, Inc. Contact: Specific Contact names and numbers are listed below. Generally, classroom presentations are coordinated through individual financial centers and are only available in areas where Washington Mutual financial centers are located (currently Metropolitan New York/New Jersey). To find the financial center and its contact person nearest you, click here: http://clients.mapquest.com/wamu/mqlocator?link=findusmain Program Topics: homeownership, mortgage, budgeting, credit, credit reports, banking, checking accounts, credit cards, loans, checking, money, coins, earning money, check register, housing, jobs, stocks, stock market, investments, banks, interest, interest rates, ATM's account balancing, credit history, careers, job market Target Audience: A classroom series designed for youth ranging from K-12. Programs for young adults and adults, homeowners/homebuyers. See below for specifics. Geographic Area Served: New York City [New York County (Manhattan), Bronx County, Kings County (Brooklyn), Queens County, Richmond County (Staten Island)], Long Island, Suffolk County, Nassau County, Westchester County. Comments: Washington Mutual financial center employees present this lesson and provide all necessary materials. Programs:
Washington Mutual's Homebuyer Education Program
Program Topics: homeownership, mortgage Target Audience: adults, homeowners/homebuyers Program Description: Washington Mutual's four-hour homebuyer education classes cover the entire process of buying a home. Educational topics include: deciding whether homeownership is right for you; shopping for a home that meets your needs; finding the right mortgage; closing the sale; maintaining the house after purchase; successfully handling your mortgage payment and what to do if you are unable to meet the mortgage payment. Washington Mutual's homebuyer education class demystifies homebuying questions such as interest rates, down payments, home inspections, closing costs and working with brokers and lenders. After the class is complete, the instructor offers one-on-one counseling with participants who may need additional assistance in planning for their home purchase. Literature Title(s): "Keys to Home Ownership (National Foundation for Credit Counseling)" Comments: Washington Mutual offers homebuyer education seminars in several languages. Washington Mutual's Your Money Matters Program: Budgeting and your Credit Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: budgeting, credit, credit reports Target Audience: young adults, adults Program Description: A lesson about basic budgeting and credit (what it is, risks, credit reports).
Washington Mutual's Your Money Matters Program: Checking and Savings Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: banking, checking accounts Target Audience: young adults, adults Program Description: A lesson about the benefits of banking and opening and using bank accounts.
Washington Mutual's Your Money Matters Program: Credit Card Basics Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: credit cards Target Audience: young adults, adults Program Description: A lesson about credit card features and how to use a credit card responsibly. Washington Mutual's Your Money Matters Program: Lending Basics Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: loans Target Audience: young adults, adults Program Description: A lesson about loan features, loan applications and when to use loans. Washington Mutual's School Savings Program Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: banking, checking Target Audience: youth, Elementary school (grades K-6) Program Description: Washington Mutual's School Savings program brings the bank to your school. Students receive their own checking accounts and get hands-on lessons about how to handle money responsibly. Through weekly Bank Days at school, they learn saving and budgeting skills that will serve them for a lifetime. Neighborhood financial centers work with elementary schools and parent volunteers in their communities to teach students positive savings habits. How it Works A Financial Center works with a parent organization, like the PTA, to sponsor a School Savings program. Then, once a week on a designated Bank Day, parents and other volunteers assist students with their banking. Bank Day activities usually take place for an hour before school or during a lunch period so students can help run the program. The minimum opening deposit is just 25 cents. If students do not have the initial deposit, WaMu will provide it for them. Students are asked to keep a balance of at least 25 cents in their accounts and to make deposits of at least 10 cents. Deposits are accepted by parent volunteers at the school and then delivered by a parent on behalf of the students to the financial center. Withdrawals can be made at any Washington Mutual financial center. Learning how to bank Students are issued receipts for their deposits and taught how to keep a bank account register. Account statements listing deposits, withdrawals and any interest earned are mailed quarterly. Support materials At the beginning of the year, School Savings volunteers get software to manage the program. School Savers each get a tracking guide. By making deposits and recording them on their tracking guide, School Savers can earn prizes -- everything from a School Savings pencil to a backpack. Students also receive a Savings calendar, a bimonthly newsletter and the Kids' Money Manager, a tool to help them learn about saving and handling money. Literature
Title(s): Washington Mutual's Classroom Presentations: Money Basics Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: money Target Audience: youth, Elementary school (grades K-1) Program Description: After reading Benny's Pennies, a story about what money can buy, students will create a chart of things that can be bought with money, along with things that cannot. They'll also discuss money safety and how to fight germs by washing hands after handling money. Literature Title(s): "Benny's Pennies" Washington Mutual's Classroom Presentations: Value of Money Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: money, coins Target Audience: youth, Elementary school (grades K-2) Program Description: After reading the book 26 Letters and 99 Cents, each student will be given some plastic coins with which to play Coin Bingo. The students will add the amounts down the columns, while the presenter explains the value of money and the value of different combinations. The students will then learn the Dollar Holler Rap song. Literautre Title(s): "26 Letters and 99 Cents" Washington Mutual's Classroom Presentations: The Basics of Saving Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Target Audience: youth, Elementary school (grades 2-4) Program Topics: money, saving, earning money Program Description: After reading the book Alexander, Who Used to be Rich Last Sunday, the students will brainstorm about what savings means, what types of things people save for and how to earn money. The students will then write a story about what they would like to save for. In addition, each student will make a plan for how they will save the money. Literature Title(s): "Alexander, Who Used to be Rich Last Sunday" Washington Mutual's Classroom Presentations: Savings Register Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: checking, savings, check register Target Audience: youth, Elementary school (grades 3-5) Program Description: After defining the terms "withdrawal" and "deposit," the presenter will demonstrate how a savings register works and then each student will fill out their own register while playing a game about earning, saving and spending money. Washington Mutual's Classroom Presentations: Adding Sums of Money Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: money, budget, savings Target Audience: youth, Elementary school (grades 3-5) Program Description: After explaining the importance of accurately keeping track of money, the students will practice adding sums. Next, students will read the book Pigs Will Be Pigs. Finally, students will create their own budget which will include a savings plan. Literature Title(s): "Pigs Will Be Pigs" Washington Mutual's Classroom Presentations: Where People Live Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: housing, jobs Target Audience: youth, elementary school (grades 3-5) Program Description: After discussing different types of housing, neighborhoods and jobs, students will have the opportunity to brainstorm how different jobs are available in different kinds of communities.
Washington Mutual's Classroom Presentations: Budgets Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: budgeting, budgets Target Audience: youth, Middle school (grades 6-8) Program Description: After defining the terms "income" and "expense," the presenter explains how to make a budget using a sample budget and discusses different budget problems, while inviting the students to solve them. Students will then create their own budgets.
Washington Mutual's Classroom Presentations: An Introduction to the Stock Market Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: stocks, stock market, investments Target Audience: youth, middle school, high school (grades 6-9) Program Description: Today, stocks are bought and sold by millions of people, and what happens in the stock market is front page news. The presenter will discuss what stocks are, the concepts of risk and reward, what Wall Street is, and how investments work. Also discussed will be various terms related to the stock market, and how to follow the price of stocks.
Washington Mutual's Classroom Presentations: How Banks Work Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: banks, money Target Audience: youth, middle school, high school (grades 8-10) Program Description: The presenter will introduce the role of banks in our society through simple pictorials that depict the flow of money. Students will then learn how money is exchanged by role-playing different jobs like contractor, grocer and banker.
Washington Mutual's Classroom Presentations: Interest and Savings Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: interest, interest rates Target Audience: youth, middle school, high school (grades 8-12) Program Description: After presenting the difference between interest earned in savings accounts and interest paid on credit card debt, students will have the opportunity to calculate different rates of interest for various situations. Afterwards, there will be a discussion on the pros and cons of interest.
Washington Mutual's Classroom Presentations: Checking Basics Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: banking, checking, ATMs Target Audience: youth, middle school, high school (grades 8-12) Program Description: The presenter plays the part of a banker and explains how to open a checking account by filling out a signature card, how to write and endorse a check and how to fill out a check register. The presenter also discusses the use of ATMs. Each student practices opening and using a checking account.
Washington Mutual's Classroom Presentations: Balancing Your Bank Statement Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: banking, checking, account balancing Target Audience: youth, middle school, high school (grades 8-12) Program Description: Introduces the concept of balancing income and expenditures through a checking account register versus a bank statement. Students will practice various check balancing activities and then ask themselves, "Is my checkbook balanced?" (Recommend presentation of Checking Basics before this lesson.)
Washington Mutual's Classroom Presentations: What Housing Costs Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: interest rates, interest, borrowing money, loans, loan application Target Audience: youth, high school (grades 11-12), young adults Program Description: After demonstrating the impact interest rates have on the cost of borrowing money for credit cards or loans, the presenter will discuss the importance of building a good credit history. Students will practice calculating interest, filling out a loan application, and have the opportunity to review an amortization table on a home loan so they can see the difference between interest and principal paid on a debt.
Washington Mutual's Classroom Presentations: Credit Basics Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: credit, loans, credit history Target Audience: youth, high school (grade 12), young adults Program Description: The presenter will explain what credit is and how important it has become to our lives today. Various types of credit will be discussed, including secured and unsecured loans and installment and revolving credit. Other topics will include risk, collateral, annual percentage rate, credit cards, the costs of credit and the importance of a credit history. Finally, a video will be presented that looks at young people and their use of credit.
Washington Mutual's Classroom Presentations: Credit Management Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: credit, credit management, credit scoring, credit rating, credit history, budgeting, loans Target Audience: youth, high school (grade 12), young adults, adults Program Description: Credit is part of the fabric of our lives today. The presenter will discuss that fact and then take the class through a number of credit management concepts. These will include how various types of loans work, what lenders look for in a loan applicant, the importance of a good credit rating, how to obtain a credit history, credit scoring, and how to work with a budget.
Washington Mutual's Classroom Presentations: Credit Cards 101 Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: credit, credit cards, credit history Target Audience: youth, high school (grade 12), young adults, adults Program Description: Credit cards have created a revolution in personal finance. The presenter will discuss how credit cards work, the differences between various types of cards, several payment scenarios, and tips on credit card use. Other topics will include credit histories, how to obtain a credit card, and what to look for before signing up.
Washington Mutual's Classroom Presentations: Investment Basics Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: investments, investing, stocks Target Audience: youth, high school (grade 12), young adults, adults Program Description: The presenter will give an overview of the different investment options people have for their savings and discuss the risks and benefits of each. Students will have the opportunity to "invest" in a stock for two weeks to demonstrate how their investment can go up or down.
Washington Mutual's Classroom Presentations: Career Choices Contact: See attached list for the WAMU Financial Center nearest you. Contact name and number included. Program Topics: careers, job market Target Audience: youth, high school (grade 12), young adults Program Description: The presenter will provide a general overview of key changes occurring in the world of work and the importance of career choice and career satisfaction. The presenter will also introduce the concept of vocational aptitudes and have students explore their personal areas of interest. Students will then compare how their skill and interest sets match with common positions at a bank. Using the Finding Your First Job handout, the presenter will also cover helpful hints for teens entering the job market. Literature Title(s): "Finding Your First Job" | ||||||||||||||
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